Be Prepared With Winter Sports Insurance
Once the snow starts to fall on the European mountain ranges, it doesn't take long before the thoughts of a skiing or snowboarding holiday spring to mind. Last season's poor snow record is already forgotten as large amounts of snow have already fallen across Europe and elsewhere.
Each year though, many thousands of skiers, new and old, fall foul of the slopes, returning home with injuries they were not expecting. That is why it is essential to have the proper ski and snowboard (winter sports) to provide the necessary cover on and off the slopes and most travel insurance company offer good cover for intermediate and beginners.
Most of the skiing cover is for these two groups and fortunately when accidents occur they are more likely to occur on regular, patrolled slopes where help can reach them quickly. Troubles usually occur when the skier has gained sufficient experience to want to try something a little more challenging and to apply slopes that are not patrolled. Still, most winter sports insurance policies only have limited (if at all) cover when a skier goes off piste as this is where serious accidents are most likely.
Often the conditions will specify that the individual will only have winter sports insurance cover if they stay within the resort area or that are with a guide at all times. With other forms of skiing and snowboarding activities like half pipes and free style, serious accidents are more likely even though they are becoming very popular.
If you are a skier who enjoys the more dangerous skiing options then you must source a winter sports policy which includes activities that are not covered by regular travel insurance. While it is quite normal to have winter sports insurance as part of a travel insurance plan, this does not mean that every one has, so it is essential that this small matter be checked before venturing on your ski or snowboard vacation.
You may find it easier just to source an insurance provider that has organized a bespoke winter sports package as this may provide everything you need without the worry of checking every detail of your up-to-date travel insurance. A winter sports insurance package will usually cover areas such as ski equipment, ski hire, even lack of services due to closure or avalanches.
The more expert you are, the more likely you will need more specialist cover than supplied by the common high street provider as mountain rescue and medical costs are expensive and if this requires repatriation then the costs mount up rapidly. Just remember it will be too late to arrange the insurance to protect you after you have been injured. - 23211
Each year though, many thousands of skiers, new and old, fall foul of the slopes, returning home with injuries they were not expecting. That is why it is essential to have the proper ski and snowboard (winter sports) to provide the necessary cover on and off the slopes and most travel insurance company offer good cover for intermediate and beginners.
Most of the skiing cover is for these two groups and fortunately when accidents occur they are more likely to occur on regular, patrolled slopes where help can reach them quickly. Troubles usually occur when the skier has gained sufficient experience to want to try something a little more challenging and to apply slopes that are not patrolled. Still, most winter sports insurance policies only have limited (if at all) cover when a skier goes off piste as this is where serious accidents are most likely.
Often the conditions will specify that the individual will only have winter sports insurance cover if they stay within the resort area or that are with a guide at all times. With other forms of skiing and snowboarding activities like half pipes and free style, serious accidents are more likely even though they are becoming very popular.
If you are a skier who enjoys the more dangerous skiing options then you must source a winter sports policy which includes activities that are not covered by regular travel insurance. While it is quite normal to have winter sports insurance as part of a travel insurance plan, this does not mean that every one has, so it is essential that this small matter be checked before venturing on your ski or snowboard vacation.
You may find it easier just to source an insurance provider that has organized a bespoke winter sports package as this may provide everything you need without the worry of checking every detail of your up-to-date travel insurance. A winter sports insurance package will usually cover areas such as ski equipment, ski hire, even lack of services due to closure or avalanches.
The more expert you are, the more likely you will need more specialist cover than supplied by the common high street provider as mountain rescue and medical costs are expensive and if this requires repatriation then the costs mount up rapidly. Just remember it will be too late to arrange the insurance to protect you after you have been injured. - 23211
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posted by X - Men @ 2:11 AM
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