Car Insurace For Seniors
Once you reach the maturity age of fifty, most car insurance company will offer you cheaper auto insurance rates. There are many reasons behind this and here is why
You have been driving a vehicle your whole life and that experience can lessen your insurance cost.
You are included in the majority of drivers who exercise safe and defensive driving.
Senior citizens don't use their car much; they are more practical when it comes to using their vehicles.
Most senior citizens like to live away from the busy cities. They tend to relocate on rural areas where traffic is less thus reducing the chance of a car accident.
Regardless of the fact that people who are 50 to 55 in age can easily find cheap car insurance, it is also important to take advantage of the discounts most car insurance company is or might be offering to them. Most car insurance company won't tell you the discounts they are offering until you ask. As a matter of fact, in some states, giving discounts to senior citizens is made mandatory.
Possible discounts for senior citizens
Safety driving discount - as mandated by law, a mature person (50 years old and above) is qualified for a 10% discount if he/she finishes the said course. The discount can last up to 3 years and can be renewed after it expires.
Retirement discount - if you are retired and not working anymore, you are eligible for a retirement discount which reduces your insurance premiums of up to 5% or more.
The Drive Less, Pay less Discount - Most senior citizens doesn't drive too much and its perfect reward for people who use their car less. Although some car insurance company don't offer low mileage discount, you can be sure that they can have lower rates if you use your car less. - 23211
You have been driving a vehicle your whole life and that experience can lessen your insurance cost.
You are included in the majority of drivers who exercise safe and defensive driving.
Senior citizens don't use their car much; they are more practical when it comes to using their vehicles.
Most senior citizens like to live away from the busy cities. They tend to relocate on rural areas where traffic is less thus reducing the chance of a car accident.
Regardless of the fact that people who are 50 to 55 in age can easily find cheap car insurance, it is also important to take advantage of the discounts most car insurance company is or might be offering to them. Most car insurance company won't tell you the discounts they are offering until you ask. As a matter of fact, in some states, giving discounts to senior citizens is made mandatory.
Possible discounts for senior citizens
Safety driving discount - as mandated by law, a mature person (50 years old and above) is qualified for a 10% discount if he/she finishes the said course. The discount can last up to 3 years and can be renewed after it expires.
Retirement discount - if you are retired and not working anymore, you are eligible for a retirement discount which reduces your insurance premiums of up to 5% or more.
The Drive Less, Pay less Discount - Most senior citizens doesn't drive too much and its perfect reward for people who use their car less. Although some car insurance company don't offer low mileage discount, you can be sure that they can have lower rates if you use your car less. - 23211
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posted by X - Men @ 5:01 AM
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