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Wednesday, April 22, 2009

Getting Cheap Seattle Auto Insurance While Single

By Steve Turner

If you are single, expect to pay more for your Seattle Auto Insurance premium than if you were a married couple. You age will come into account too. You will have a higher premium if you are 23 than if you were say 29.

High risk young drivers that are considered to be high risk will be offered a higher premium than those that are less risk. Male drivers with a poor driving history and are under the age of 25 will be given quite a high price. But on the other hand, insurance providers do not generally see single women as high risk so their premium will be cheaper.

There are things besides your age and sex that determine how your insurance premium is calculated. You should do research to find out the most about all the different factors that go into play.

The area in which you live will have an impact on your insurance price. Regions that have high amounts of traffic or crime will be given higher rates because of the increased risk of a claim needed to be filed.

Another factor evaluated is your driving record. Having any speeding or drinking violations on your record will have a negative affect on your premium. The last 10 years of your record can be evaluated by your insurance provider.

You will be asked to give information on your vehicle such as the type and age. The provider will also evaluate how many claims for accidents you have filed. They will also take into account your job and education status.

As you can see there are a number of different factors that are considered when determining your insurance premium rate. Comparison shopping is the best way to find the most affordable policy for you. - 23211

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