How to get car insurance for women
A persons age and gender along with certain other factors, is what the insurance industry uses to determine the premium for insurance. The practice of using this data sometimes has made it difficult for some people to obtain car insurance. A common misconception held that men were better drivers than women resulting in higher premium car insurance for women.
This misconception is largely a fabled part of the past since insurance providers are now more competitive and more informed to the fact that women are equally, and in some case more responsible than men when it comes to driving.
The clich that women are not as good drivers as men has led some people to believe that car insurance for women is more expensive. The physical evidence provided through a study by Carnegie-Mellon proved otherwise in the debate of which gender is the better driver. A result of the data was that a man has a 50% greater chance than a woman to be involved in a fatal accident.
A deeper look at the figures from another study revealed that while nearly 70% of women have never had a traffic violation, the figure for men was slightly less than 65%. Men also are more likely to have multiple citations than women, as a further question revealed that of those who do have citations, women had 10% less violations than men.
There are car insurance companies that have special programs catering specifically to car insurance for women. This eliminates the possibility that a woman will pay a higher rate than a man will simply because of her gender. As a result of the special car insurance for women programs, Insurance companies are making their products more practical and affordable all their customers.
Regardless of the popular opinion being car insurance for women is more costly, through research and practical studies, the insurance industry has determined the riskiest of drivers are the 18-25 year old male population. You can simply find out how your rates compare to other drivers by checking out a free web quote offered by may insurance companies. Comparing quotes will reveal the fact that car insurance for women is actually lower than that same policy for men.
Although the general perception may be that women are worse drivers than men are, the insurance companies that underwrite car insurance for women do not necessarily reflect this. However, gender is only one factor used in arriving at the premium charged by an insurance company, since demographics are also an important consideration. - 23211
This misconception is largely a fabled part of the past since insurance providers are now more competitive and more informed to the fact that women are equally, and in some case more responsible than men when it comes to driving.
The clich that women are not as good drivers as men has led some people to believe that car insurance for women is more expensive. The physical evidence provided through a study by Carnegie-Mellon proved otherwise in the debate of which gender is the better driver. A result of the data was that a man has a 50% greater chance than a woman to be involved in a fatal accident.
A deeper look at the figures from another study revealed that while nearly 70% of women have never had a traffic violation, the figure for men was slightly less than 65%. Men also are more likely to have multiple citations than women, as a further question revealed that of those who do have citations, women had 10% less violations than men.
There are car insurance companies that have special programs catering specifically to car insurance for women. This eliminates the possibility that a woman will pay a higher rate than a man will simply because of her gender. As a result of the special car insurance for women programs, Insurance companies are making their products more practical and affordable all their customers.
Regardless of the popular opinion being car insurance for women is more costly, through research and practical studies, the insurance industry has determined the riskiest of drivers are the 18-25 year old male population. You can simply find out how your rates compare to other drivers by checking out a free web quote offered by may insurance companies. Comparing quotes will reveal the fact that car insurance for women is actually lower than that same policy for men.
Although the general perception may be that women are worse drivers than men are, the insurance companies that underwrite car insurance for women do not necessarily reflect this. However, gender is only one factor used in arriving at the premium charged by an insurance company, since demographics are also an important consideration. - 23211
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posted by X - Men @ 2:55 AM
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