Wednesday, April 29, 2009

Seattle Auto Insurance Claims

By Steve Turner

Financial security in the event of an accident is obtained by having Seattle Auto Insurance coverage. While the insurance provider is there to protect you the will also be trying to minimize their expenses as well.

If you do have to file a claim, you may find the insurance provider using the tactic of delay. Some unreliable companies will try and stall as long as they can in hopes that you will compromise and this will result in a lower claim settlement.

Providers may try to negotiate the claim settlement with you, requiring you to hire an attorney to ensure your protection. This will just add to the time that it will take to process your claim and ultimately cost you more in the long run.

If your collision was low speed or low impact then your claim is going to relatively low compared to other collision claims. The cost of hiring a personal injury attorney could be almost as high as the settlement you could be offered.

Since insurance adjusters know how expensive it will be for you to hire an attorney they may offer you a "take it or leave it" offer. This will usually be the claim amount less the average cost of hiring an attorney. These offers will save the insurance provider a lot of money by bypassing the trial process.

The insurance adjuster is going to be looking at the situation as purely a business decision and will be focused on saving money. He will not be trying to ensure that you have all your expenses covered.

Purchasing a policy from an honest and reliable insurance provider is the best way to ensure that you are going to have the claim coverage you need in the event of an accident. An insurance broker is a great way to find such a provider because they work with numerous companies and know their history. - 23211

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