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Monday, April 6, 2009

Seattle Auto Insurance Quotes

By Steve Turner

Many drivers look for new auto insurance only if they feel the requirement to. Some will search now and then if they feel they can find a cheaper rate or if they are not satisfied with the service they are receiving.

Is it worth all the time required to shop around for multiple quotes? The answer is yes since there is a big probability that you will be able to save money.

Auto insurance companies determine the rates that they charge using a number of factors based upon their business objectives. Centering on this, each company will set their rates and then file them for approval with the insurance department in each state they plan on doing business in. Surprisingly there will be a big difference in rates from company to company.

Asking for quotes from many companies will help you determine the company that has the best rates for your circumstances. No matter the reason for looking for a quote you should get at least three.

How frequently you should shop around will depend upon your circumstances. Some factors used to decide your rates may have changed recently. If you have recently received a ticket or have had a child reach driving age your premium may increase. If you have had any type of change it is a great time to see if you can find a lower quote.

Because companies change their rates over time it is a good idea to shop around frequently whether you have had any changes or not. This could mean that a company which gave you a high quote a couple of months ago could offer you a cheaper rate today. Most insurance experts suggest that you check for new quotes every six months.

The internet will help you to do comparison quote shopping quickly. Now is the time to see if you can save money by going online and checking various auto insurance rates. - 23211

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