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Monday, April 13, 2009

SR22 Pennsylvania

By Donald Carlston

A drunk driving or a DUI (Driving Under the Influence) arrest is taken very seriously in the state of Pennsylvania, and offenders will be facing some very high penalties and even possible jail time, not to mention the immediate suspension of their driving privileges. If this happens, an SR22 Pennsylvania auto insurance policy would be needed before the said driver's driving privileges could be restored.

Pennsylvania has three categories or tiers when it comes to charging someone with a DUI: General Impairment (Tier 1) is describe as a DUI arrest where the driver has a Blood Alcohol Content (BAC) anywhere from .08% up to .099% but without any resulting damages to properties. High rate of Blood Alcohol (Tier 2) with BAC levels of .10% to .159% and with resulting damages to properties or personal injuries. Tier 3 is of course a DUI with the highest BAC level measure (.16% and up), if you refuse to submit to a BAC test you may automatically be charged with a Tier 3 DUI offense.

You will need to settle the associated fees and penalties resulting from a DUI arrest. You would then need to find an SR22 Pennsylvania auto insurance provider to file the necessary SR22 form to the state Department of Motor Vehicles (DMV) office, in your behalf. An SR22 auto insurance is a special kind of auto insurance meant for people with suspended licenses.

An SR22 Pennsylvania auto insurance is the state's way of monitoring and enforcing mandatory liability or auto insurance coverage, specifically to those representing the highest risk of causing an auto accident. If you fall under this category (through a DUI arrest for example) you must be capable of compensating anyone you injure and properties you destroy or damage if ever you cause an accident.

There are now many dedicated SR22 insurance websites or portals that not only allows you access to the latest SR22 insurance rates, but also allows easy filing of SR22 Forms online. You can even compare more insurance providers for the most affordable SR22 Pennsylvania auto insurance available. - 23211

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