Cheap Homeowners Insurance -- How Peril-Proof?

By Chimezirim Odimba

You lower your home owners insurance premium by enforcing measures that will make your home more disaster-proof. The following are also recommended after taking measures against fire and burglary depending on area...

a. You will get better protection from wind damage if you fit a storm shutter.

b. People who live in locations that are prone to high winds will will be better protected if they use heavy roofing material. This in turn helps reduce their rates.

c. Retrofitting your home for earthquake protection.

d. For those who have trees on their properties, you will save yourself in home insurance premium if you ensure that you cut off every dead or dry branch as they can easily lead to liability claims.

e. Ensure that you don't have tree branches with limbs above your roof or very close to your structures. You will run a bigger risk of a branch falling off and damaging your roof. Depending on your roofing material, this could as well lower its durability.

If want more ways to make your home more disaster-proof, discuss with your agent.

Also find out the cost-effectiveness of each advice you get. You will pay far less for homeowners insurance if you work with these.

cheap home insurance rates

One more thing...

You can save more by visiting a minimum of five quotes sites. That way, you will make it most likely that you'll get all the lowest quotes possible as five sites will give up to 25 quotes altogether. - 23211

About the Author:

For more tips go to compare home contents insurance. Chimezirim Odimba writes on insurance.