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Monday, June 1, 2009

Requirements of OPT medical insurance

By Ray Sondeo

Being an international student with limited finances can post many challenges. Despite the limitless number of job opportunities available, the fear of incurring injuries and sicknesses discourage a lot of international students from exploring this service.

If you currently on Optional Practical Training (OPT) program then make sure you have adequately addressed the risks of fat bills from unforeseen health expenses. Getting an OPT health insurance policy is a good way to obtain protection from these unexpected expenses.

You should not let unexpected illnesses and sickness hinder you in achieving your goals. Finding the perfect health insurance during your Optional Practical Training is a good way to ensure that you get adequate and timely medical help and also prevent financial ruin. Investigate what optional practical training insurance is available through your university or on the internet.

To get an OPT insurance, start first by visiting your Designated School Official (DSO) so that they can advise you of the best optional practical training for medical students. Through Form I-20, this should be a breeze. Don't forget though to include the notations in SEVIS or the system that records your activities as a foreign student.

File your OPT up to 90 days prior to your graduation or 60 days before the program end date. After which you will be issued a Sample Employment Authorization Card (EAD) and from there you can already start on your job on pre-completion or post-completion of your OPT.

Remember that looking for an OPT health insurance requires a lot of thinking. It is essential that you choose your provider with caution. Make sure that your insurance offers coverage for hospitalization, surgery, intensive care, prescription drugs, evacuation as well as repatriation.

Look for websites which assists international students in finding insurances. This is a good move for you to compare costs and features.

So complete your Optional Practical Training without being worried about medical bills. It is important that you pay attention to financial risks while planning your career. Don?t let unexpected sicknesses and illness ruins your education and training; have the right kind of health insurance during your Optional Practical Training. - 23211

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