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Saturday, July 11, 2009

Ways for 17 Year Old's to Find Affordable Car Insurance

By John Perkins

When you are buying your 17 year old car insurance there are some things that you need to take into consideration. You need to decide how much coverage your teenager will need. You will also need to decide who will be paying for your teenager's car insurance. Another thing that you should take into consideration is your budget for car insurance.

Obtaining insurance for a 17 year old is not hard. In fact it can be fairly simple. Get out a phone book and start calling insurance companies. You will need to tell them that you are looking for a quote for 17 year old car insurance. It is important that you call several different companies to make sure you find the best rate on car insurance for your teenager.

If you want to save sometime you should try looking online for 17 year old car insurance quotes. Many site offer quotes from several different insurance companies. This can be a very helpful tool when you are shopping for car insurance for your teenager.

Insurance agents who are reputable can also be helpful in obtaining 17 year old car insurance. You should check with your local better business bureau to find out what agents are well known in your community. An insurance agent should be able to give you a fair quote.

The maturity level of the teenager needs to be taken into consideration when trying to decide how much insurance to purchase. Most parents will buy full coverage insurance for their children, because it gives them the best coverage available. This type of coverage protects the vehicle and anybody who is involved in an accident. If you have questions about what type of insurance to purchase, you should consider consulting with a professional.

If there is a lien on the vehicle that you will be insuring then you will most likely be required to carry full coverage on the vehicle. Full coverage insurance is much more expensive to carry than the state minimum. Most banks will not let you drop your insurance down to the state minimum until after the vehicle has been paid off.

You and your teenage will need to sit down and discuss who will be responsible for paying for the insurance plan. Many parents will tell you that insurance for 17 year olds is not cheap. If your teenagers is going to be paying for their own car insurance then you will need to set firm consequences for not paying their insurance bill before you add them to your own insurance plan.

Talk to your friends and family about purchasing insurance for your teen. Ask them what insurance company they went with and how they found the best rate. The will probably be able to tell you what worked best for them when they were buying their 17 year old car insurance.

Purchasing your 17 year old car insurance can be care free. Just relax and take your time. Shop around until you find a great rate for your teenager. - 23211

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