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Wednesday, September 23, 2009

Transactions That Require Social Security Number

By Rob G Smith

Many transactions or applications require you to give out your social security number. The only problem is to know whether you are dealing with a legitimate person or not.

Many business transactions involve our social security number. Because of this scenario, many unscrupulous individuals are exploiting this to their advantage and they resort to stealing our numbers for their personal gain.

Applying for a postpaid plan for a mobile phone is an example of a transaction that the person in charge asks for our ssn. This kind of transaction requires the one who subscribes to pay a certain amount every month and usually, a contract is involved - 1 year or 2 years perhaps depending on the dealings. This transaction usually happens over the phone where in an individual will receive a phone call, more commonly known as a telemarketing call, asking them to sign up for a postpaid plan.

The flow of the conversation starts with an opening spiel together by the sales pitch made by the telemarketer. And if you agree to do it, the telemarketer will ask for pieces of information like your full name, contact numbers, address and they often ask for two valid IDs, primary and secondary. The worst part is, when you agree to do it, that's the time they drop the bomb and they tell you that they only accept social security number as your primary identification and for secondary ID they give you options like driver's license, company ID and others.

Knowing whether you are dealing with a legitimate company that the telemarketer says he's representing becomes the big dilemma for those who are interested to subscribe to the plan. We have to remember that as customers, it's our right to say no if they ask for your social security number. But if you become so engrossed with the thing that the telemarketer is offering you then you can ask them to call you back so you can check whether they are legit or not.

In your social security number card you can find a toll free number and you can call that number in case you have questions about the things to consider before giving out your social security number, especially those transactions that occur over the phone. - 23211

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