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Thursday, September 24, 2009

Transactions That Require Social Security Number

By Rob G Smith

Our social security number has been used for a number of different ways daily. The legitimacy of the person or the company we are dealing with becomes the big issue.

Many business transactions involve our social security number. Because of this scenario, many unscrupulous individuals are exploiting this to their advantage and they resort to stealing our numbers for their personal gain.

Subscribing to mobile post paid plans is one of the many transactions that require us to disclose our social security number. This subscription will require you to pay a certain amount every month and you are locked in for a certain period of time. This business deal usually happens over the phone where in an individual receives a phone call, more generally known as a telemarketing call, asking them to sign up for a postpaid plan.

The call flow starts with a sales pitch that the telemarketer uses to lure you to sign up with the plan that he is offering you. And if you agree to do it, the telemarketer will ask for pieces of personal information like your full name, contact numbers, address and they often ask for two valid IDs, primary and secondary. Routinely, they only accept social security number as your primary identification and for secondary ID they give you options like driver's license, company ID and others.

Knowing whether you are dealing with a legitimate company that the telemarketer says he's representing becomes the big dilemma for those who are interested to subscribe to the plan. We have to remember that as customers, it's our right to say no if they ask for your social security number. But if you become so engrossed with the thing that the telemarketer is offering you then you can ask them to call you back so you can check whether they are legit or not.

Also, in your social security number card, you can find a toll free number and you can call that number in case you have questions about the things to consider before giving out your social security number, especially over the phone. - 23211

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