Visitor Insurance - Visitors Care Insurance
Visitors Care Insurance is a plan with a wide variety of plan options for travel outside a person's home country. It offers basic coverage for short-term international travel. The visitor care insurance plan offers three levels of maximum benefits, and three deductibles, for a total of nine options. The maximum visitor insurance benefits are $25,000, $50,000 and $100,000, and the deductibles are $0, $50, and $100.
You can request Visitors Care insurance for any period from 5 days to 12 months, with a possibility of extension for another 12 months. The extension, however, will fall under a new policy, with new parameters such as deductibles and pre-existing conditions.
Whichever plan you choose, Visitors Care insurance offers you the following constant benefits: a. Emergency medical evacuation b. Repatriation of remains c. Home country coverage for incidental trips home d. Common carrier accidental death benefit
All Visitor Care insurance plans cover similar medical expenses. The difference is in the maximum benefit for each. Typically, charges related to ambulance and emergency services, doctor consults and visits, surgery, tests, prescription drugs, nursing, and physiotherapy are covered by all the visitors insurance plans. Damage to the natural teeth also nets coverage in the Visitors Care health insurance plan.
As Visitors Care is a fixed benefit insurance plan, each of the benefits has limited coverage, as specified in the brochure. If the expense exceeds the covered amount, the insured pays the difference.
Your visitor insurance policy usually covers new or hitherto undetected medical conditions and injuries. However, you cannot usually claim reimbursement for costs related to pre-existing conditions, wellness visits and maternity.
While it is not necessary to use a hospital or doctor within a preferred provider network, providers within the Preferred Provider Organization may be able to bill the policy directly, thus enabling cashless billing. Various resources, such as the Preferred Provider Organization link to locate a provider in the United States, or the Visitors Care Insurance online database for international health care providers, are available. Round-the-clock travel-related assistance is also provided and comes in handy in an emergency.
Visitors Care insurance is underwritten by Sirius International Insurance Corporation (publ), rated A (excellent) by A.M. Best and A- by S&P. In general, your visitors insurance policies are underwritten by well-known companies. - 23211
You can request Visitors Care insurance for any period from 5 days to 12 months, with a possibility of extension for another 12 months. The extension, however, will fall under a new policy, with new parameters such as deductibles and pre-existing conditions.
Whichever plan you choose, Visitors Care insurance offers you the following constant benefits: a. Emergency medical evacuation b. Repatriation of remains c. Home country coverage for incidental trips home d. Common carrier accidental death benefit
All Visitor Care insurance plans cover similar medical expenses. The difference is in the maximum benefit for each. Typically, charges related to ambulance and emergency services, doctor consults and visits, surgery, tests, prescription drugs, nursing, and physiotherapy are covered by all the visitors insurance plans. Damage to the natural teeth also nets coverage in the Visitors Care health insurance plan.
As Visitors Care is a fixed benefit insurance plan, each of the benefits has limited coverage, as specified in the brochure. If the expense exceeds the covered amount, the insured pays the difference.
Your visitor insurance policy usually covers new or hitherto undetected medical conditions and injuries. However, you cannot usually claim reimbursement for costs related to pre-existing conditions, wellness visits and maternity.
While it is not necessary to use a hospital or doctor within a preferred provider network, providers within the Preferred Provider Organization may be able to bill the policy directly, thus enabling cashless billing. Various resources, such as the Preferred Provider Organization link to locate a provider in the United States, or the Visitors Care Insurance online database for international health care providers, are available. Round-the-clock travel-related assistance is also provided and comes in handy in an emergency.
Visitors Care insurance is underwritten by Sirius International Insurance Corporation (publ), rated A (excellent) by A.M. Best and A- by S&P. In general, your visitors insurance policies are underwritten by well-known companies. - 23211
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