Car Insurance For Lady Drivers
Being a lady car owner in this modern era has never been so beneficial. They can enjoy lower insurance premiums compared to their male counterparts.
Auto insurance companies prefer women drivers to their gentleman counterparts because ladies are considered to be much less risky drivers. It is very ironic because ladies cause just as much accidents as males do, but the damage caused is much lower compared to their male counterparts. That is why women sometimes gets up to 30% discount at insurance companies.
Women drivers are much more careful on roads, and they drive at lower speeds than men. Hence, fewer accidents are caused my lady drivers in general, and they are not that messy compared to men's. So, although their accident rates are about the same as males, they claim less, resulting in lower premiums.
Since male vehicle owners drive at higher speeds, the damaged caused will be much higher, even if they are the only party involved in an accident. In the case the accident involves two vehicles in a high damage condition; it becomes an insurance company's nightmare.
Ladies are believed to be less of a risk, even at the age of 17. Many premium discounts exist for young lady drivers, like the pass plus certificate. Discounts of up to 30% are sometimes achievable.
Some car insurance companies specialise in auto insurance for women drivers. Literally, these companies insure women drivers only, for example First for Women. They don't even encourage getting a lady insured with her husband under combined policy because they can't give too much discount, as they have to think about her husband's high risk factors as well. So, they would prefer women with women. It means providing less risk in total, meaning lower premiums in total.
The Calculation of women car insurance can be extremely simple - Lower premiums results in less profit. However, many of the insurance companies rely on a huge customer base. Look out for these companies if you are a woman. A Lady car insurance quote includes legal cover as well. This helps you to claim back your excess from the third party in the event of a non-fault claim. You can further lower your premium by - 23211
Auto insurance companies prefer women drivers to their gentleman counterparts because ladies are considered to be much less risky drivers. It is very ironic because ladies cause just as much accidents as males do, but the damage caused is much lower compared to their male counterparts. That is why women sometimes gets up to 30% discount at insurance companies.
Women drivers are much more careful on roads, and they drive at lower speeds than men. Hence, fewer accidents are caused my lady drivers in general, and they are not that messy compared to men's. So, although their accident rates are about the same as males, they claim less, resulting in lower premiums.
Since male vehicle owners drive at higher speeds, the damaged caused will be much higher, even if they are the only party involved in an accident. In the case the accident involves two vehicles in a high damage condition; it becomes an insurance company's nightmare.
Ladies are believed to be less of a risk, even at the age of 17. Many premium discounts exist for young lady drivers, like the pass plus certificate. Discounts of up to 30% are sometimes achievable.
Some car insurance companies specialise in auto insurance for women drivers. Literally, these companies insure women drivers only, for example First for Women. They don't even encourage getting a lady insured with her husband under combined policy because they can't give too much discount, as they have to think about her husband's high risk factors as well. So, they would prefer women with women. It means providing less risk in total, meaning lower premiums in total.
The Calculation of women car insurance can be extremely simple - Lower premiums results in less profit. However, many of the insurance companies rely on a huge customer base. Look out for these companies if you are a woman. A Lady car insurance quote includes legal cover as well. This helps you to claim back your excess from the third party in the event of a non-fault claim. You can further lower your premium by - 23211
posted by X - Men @ 1:20 AM
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