Cheap Car Insurance for Sports Cars
Are you looking for U.S. cheap insurance for sports cars? Everyone knows that sports cars are expensive and if any damage is done, it is pricey to repair them. Additionally, drivers of these cars are considered to be high risk by the insurance companies and thus they charge higher rates.
If you are buying a performance car, it is a reasonable assumption that you want to drive very fast. When you drive fast, you are more likely to get into wrecks. Wrecked sports cars are pricey to repair.
Sports cars dominate the list of expensive vehicles to insure. The Nissan 2009 GT-R has the highest insurance bill of any car around. The $76,000 vehicle can costs on average $2533 a year to insure.
At the other end of the spectrum, the Ford Mustang G-T is the least expensive sports car to insure.
For reference, the Hyundai Santa Fe is the new vehicle with the lowest price insurance ticket.
So, how is the insurance rate on a sports car determined? The primary determinants are the price of the car and the average claims of drivers using that vehicle. Beyond that, insurers consider the horsepower to weight ratio and the 0 to 60 mph times. These are what distinguish a high performance car from a mid performance one.
Other factors that go into deciding how much your insurance policy is going to cost you include age (under 21 is very expensive), gender, marital status, how much the car is used, your odometer reading, and potentially a GPS system that tracks your driving.
Keep in mind that there are two types of insurance as well. Straight liability insurance covers only the other party. Because these cars are designed for speed, liability insurance is higher for sports cars than for other cars. But there is also comprehensive coverage which will get your own car repaired if it is damaged. You have to decide which is right for you.
That's the basic facts on U.S. cheap car insurance for sports cars. - 23211
If you are buying a performance car, it is a reasonable assumption that you want to drive very fast. When you drive fast, you are more likely to get into wrecks. Wrecked sports cars are pricey to repair.
Sports cars dominate the list of expensive vehicles to insure. The Nissan 2009 GT-R has the highest insurance bill of any car around. The $76,000 vehicle can costs on average $2533 a year to insure.
At the other end of the spectrum, the Ford Mustang G-T is the least expensive sports car to insure.
For reference, the Hyundai Santa Fe is the new vehicle with the lowest price insurance ticket.
So, how is the insurance rate on a sports car determined? The primary determinants are the price of the car and the average claims of drivers using that vehicle. Beyond that, insurers consider the horsepower to weight ratio and the 0 to 60 mph times. These are what distinguish a high performance car from a mid performance one.
Other factors that go into deciding how much your insurance policy is going to cost you include age (under 21 is very expensive), gender, marital status, how much the car is used, your odometer reading, and potentially a GPS system that tracks your driving.
Keep in mind that there are two types of insurance as well. Straight liability insurance covers only the other party. Because these cars are designed for speed, liability insurance is higher for sports cars than for other cars. But there is also comprehensive coverage which will get your own car repaired if it is damaged. You have to decide which is right for you.
That's the basic facts on U.S. cheap car insurance for sports cars. - 23211
About the Author:
US Cheap Car Insurance for Sports Cars is one of the many topics you will find about auto insurance at http://AutoLiabilityInsurance.org
0 Comments:
Post a Comment
Subscribe to Post Comments [Atom]
<< Home