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Wednesday, December 2, 2009

Michigan Health Plan: Agent Expectations Defined

By Holly Bentz

As the Michigan Health plan guidelines are in constant flux, consumers find it challenging to obtain the best policy.

Which offers the best results for Michigan Health plan quotes: an insurance agent or shopping different policies? A licensed agent solves three ultimate benefits: experience, advice, and diverse health plan options. Given the significant changes of the health insurance, the professional advice of a licensed broker is paramount than ever.

Overall, insurance agents tend to represent several insurance providers, saving the arduous work of shopping around for a policy. Given their knowledge and experience, they can steer consumers toward the most cost saving health insurance alternatives. Essentially, legitimate agents hope to nurture the client relationship, steering the consumer toward a suitable health plan is in the agent's best interest.

What service standards should I anticipate from a licensed insurance agent? The main objective is for the agent to simplify the intricacies for selecting the most appropriate Michigan health insurance. Specific service guidelines distinguish a credible, insurance representative, including:

-Tailors Michigan health insurance quotes to accommodate your specifications

- Evaluates the pros and cons of various health insurance plans

- Provides advice regarding your specific requirements

-Does not try to force clients into finalizing their decision

-Extends service on behalf of the client (regarding the insurance agencies, hospital, physician, claims, benefits, and guidelines)

Is there a typical span of time for Michigan health insurance enrollment? The approval status hinges on the applicant's current health status. For younger healthier applicants, various Michigan health insurance companies will authorize coverage within three days. In the case of less healthy and aging applicants, the wait can taker up to a month's wait. Every situation varies. An agent, who represents three to five Michigan health plans, should be able to offer a plethora of information. - 23211

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