Muscle Car Insurance - Where Do You Find the Best Rates and Coverage?
If you've got a muscle car, only you know just how much love and work went into restoring, repairing, and tricking out your muscle car. Finally, it's completely restored, and now you need to insure it. However, the muscle car insurance you buy has to reflect your car's true value, not its depreciated value. That's where auto insurance for muscle cars comes in.
As with other specialty cars, muscle cars can give us a touchtone to the past and fond memories of youth, first dates, driving with Dad, or just "cruising." They are snapshots of a time gone by, restored with careful attention to detail. And because of that, muscle cars require specialty insurance policies instead of those that simply insure your average automobile.
Because reconditioned muscle cars vary in value, muscle car insurance policies, too, have to be individual. You're not going to find the value in a book; rather, you'll know what the value is if you have an extensive knowledge that comes from collecting cars. Don't just let your insurance agent or company tell you what the car is worth. Instead, do some research yourself and be proactive before you begin to look for muscle car insurance.
Your best bet is to find a specialty car appraiser and get a written appraisal of what the true value of the car is before you try to get insurance. This will help prove the car's value before you insure it. Send a copy of the appraisal of the insurance company's underwriters so that you can negotiate a fair amount of coverage for the muscle car.
Take plenty of photos. If you incur damage to your vehicle, you want to prove the quality of the parts, motor, exterior and interior. Pictures speak 1000 words when it comes to insurance and proof of value.
Take pictures of the building the car is stored in, too. Making sure the car is protected when it comes to the elements or from theft will also help ensure that the insurance company will give you the best rates on muscle car insurance.
How much time do you spend driving your muscle car? Some muscle car insurance policies and classic car policies will give you protection if you are showing the car or at a parade, but will only give you limited general driving coverage. And because of course you're probably going to want to drive your prize, find a policy that will let you do this at least occasionally.
Check out insurance quotes for muscle car insurance and shop for online for quotes, too. Shopping competitively for insurance can be done with muscle car insurance, too, and you'll be much more likely to find good coverage at a lower rate than you might otherwise find it. A good and inexpensive policy will leave you more money to spend on things you truly want. - 23211
As with other specialty cars, muscle cars can give us a touchtone to the past and fond memories of youth, first dates, driving with Dad, or just "cruising." They are snapshots of a time gone by, restored with careful attention to detail. And because of that, muscle cars require specialty insurance policies instead of those that simply insure your average automobile.
Because reconditioned muscle cars vary in value, muscle car insurance policies, too, have to be individual. You're not going to find the value in a book; rather, you'll know what the value is if you have an extensive knowledge that comes from collecting cars. Don't just let your insurance agent or company tell you what the car is worth. Instead, do some research yourself and be proactive before you begin to look for muscle car insurance.
Your best bet is to find a specialty car appraiser and get a written appraisal of what the true value of the car is before you try to get insurance. This will help prove the car's value before you insure it. Send a copy of the appraisal of the insurance company's underwriters so that you can negotiate a fair amount of coverage for the muscle car.
Take plenty of photos. If you incur damage to your vehicle, you want to prove the quality of the parts, motor, exterior and interior. Pictures speak 1000 words when it comes to insurance and proof of value.
Take pictures of the building the car is stored in, too. Making sure the car is protected when it comes to the elements or from theft will also help ensure that the insurance company will give you the best rates on muscle car insurance.
How much time do you spend driving your muscle car? Some muscle car insurance policies and classic car policies will give you protection if you are showing the car or at a parade, but will only give you limited general driving coverage. And because of course you're probably going to want to drive your prize, find a policy that will let you do this at least occasionally.
Check out insurance quotes for muscle car insurance and shop for online for quotes, too. Shopping competitively for insurance can be done with muscle car insurance, too, and you'll be much more likely to find good coverage at a lower rate than you might otherwise find it. A good and inexpensive policy will leave you more money to spend on things you truly want. - 23211
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posted by X - Men @ 3:45 AM
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