Don't throw out health insurance
So your healthy as can be so you are often asking yourself are you throwing money away on health insurance premiums. Every year the premiums increase despite you have remained healthy. Honestly your lack of health insurance could be devastating!
Health insurance is very important for a few reasons. First, it is proven that those who have it get better healthcare and in turn are healthier. Second, thousands of people every year end up in bankruptcy court due to lack of health insurance.
No matter how healthy we are sometimes we can not predict illness. There are many factors that can cause illness, environment and genetics to name a few. The unexpected does happen to some of the most healthy individuals we know.
This gives you good reason to understand that it is important to maintain health insurance. Even a catastrophic plan is better then nothing at all. A catastrophic or hospitalization plan will at least cover you for those unexpected illnesses that may land you in the hospital.
If you think you need a little more coverage but still think you can not afford full benefit health insurance on your budget, then you can opt for a saver plan. Saver plans typically have catastrophic coverage plus limited office visits, such as 2-3 a year. This kind of plan is perfect for a health nut that only see's the inside of a doctors office once in a blue moon.
For an more all inclusive health plan you should look for plans that cover every thing with no limits. Believe it or not if you are healthy you can find these plans at affordable rates as well. It requires some research. An agent or broker can usually tell you right away which carriers have the best plans for the budget minded.
If you have just had a sudden job loss or change in employer and will have a lapse in health insurance coverage do not think for one second it is safe to go without insurance because it is only a short time. A lot can happen in a week or a month. Don't fall victim to this ideology.
When faced with a short lapse of coverage think about short term or temporary health insurance. It is very inexpensive and will safeguard you from the unexpected. It is well worth the money you pay out. - 23211
Health insurance is very important for a few reasons. First, it is proven that those who have it get better healthcare and in turn are healthier. Second, thousands of people every year end up in bankruptcy court due to lack of health insurance.
No matter how healthy we are sometimes we can not predict illness. There are many factors that can cause illness, environment and genetics to name a few. The unexpected does happen to some of the most healthy individuals we know.
This gives you good reason to understand that it is important to maintain health insurance. Even a catastrophic plan is better then nothing at all. A catastrophic or hospitalization plan will at least cover you for those unexpected illnesses that may land you in the hospital.
If you think you need a little more coverage but still think you can not afford full benefit health insurance on your budget, then you can opt for a saver plan. Saver plans typically have catastrophic coverage plus limited office visits, such as 2-3 a year. This kind of plan is perfect for a health nut that only see's the inside of a doctors office once in a blue moon.
For an more all inclusive health plan you should look for plans that cover every thing with no limits. Believe it or not if you are healthy you can find these plans at affordable rates as well. It requires some research. An agent or broker can usually tell you right away which carriers have the best plans for the budget minded.
If you have just had a sudden job loss or change in employer and will have a lapse in health insurance coverage do not think for one second it is safe to go without insurance because it is only a short time. A lot can happen in a week or a month. Don't fall victim to this ideology.
When faced with a short lapse of coverage think about short term or temporary health insurance. It is very inexpensive and will safeguard you from the unexpected. It is well worth the money you pay out. - 23211
About the Author:
Agent Jeff Cline is a professional that is committed to his clients. He believes that not all health insurance fits all, but makes it his duty to find options that do fit most. That is why he is a leading agent for Health Insurance in Texas and many other States. Let Jeff Cline oe one of personally trained agents help you find what meets your needs. Call today, anytime at toll free 866-526-9669
posted by X - Men @ 2:01 AM
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