Auto Insurance Cost - The Things That Make Your Premiums Go Through the Roof
Have you every thought to yourself, "I shouldn't be paying this much for car insurance" well, if you have you are not alone. In the U.S. we are required to have car insurance, it is the law and who are we to oppose our judicial system?
So, we have to have it but why do we have to pay so much and what factors cause us to pay extra then our fellow citizens? Well there are quite a few factors that might potentially cause you to shell out more then your friends but the ones beneath tend to cause the greatest increases.
1 -- Try to uphold a clean record when it comes to traffic citations. If you have a lead foot well you need to stop! A speeding citation will KILL your wallet/purse. A single speeding ticket can cost you a lot in fines but boy are you going to shell out much more on your auto insurance policy. How about a 100-300 percent in premium payments? Yeah... Don't drive too fast.
2 - Do you have a son or daughter? If so you are going to pay dearly when they reach driving age. Teens are a huge liability for car insurance companies. They speed, they don't pay attentions, and they are easily distracted. They are pretty much a ticking time bomb. Most people get into at least a minor bump up by the time they are 21 and this why their premium payments are much higher.
There really isn't a way of dropping payments when it comes to brand new drivers, you just have to shop around from one company to another and hope you discover a good quality deal.
3 - If you have been in a few accidents then you may be paying more then other. In fact you probably are. The one way to fix this is to go to a new insurance provider, one that offers accident forgiveness.
4 -- So you have a high performance automobile? Good for you but you are paying a bunch for auto coverage. If you want cheaper coverage you need to get rid of the gaudy car, sorry!
As I said there are tons of factors that cause coverage prices to change, they go up, they go down. The only way to really make sure you have a fair plan is to look around. Get a couple online quotes and see what you can discovery. Good luck. - 23211
So, we have to have it but why do we have to pay so much and what factors cause us to pay extra then our fellow citizens? Well there are quite a few factors that might potentially cause you to shell out more then your friends but the ones beneath tend to cause the greatest increases.
1 -- Try to uphold a clean record when it comes to traffic citations. If you have a lead foot well you need to stop! A speeding citation will KILL your wallet/purse. A single speeding ticket can cost you a lot in fines but boy are you going to shell out much more on your auto insurance policy. How about a 100-300 percent in premium payments? Yeah... Don't drive too fast.
2 - Do you have a son or daughter? If so you are going to pay dearly when they reach driving age. Teens are a huge liability for car insurance companies. They speed, they don't pay attentions, and they are easily distracted. They are pretty much a ticking time bomb. Most people get into at least a minor bump up by the time they are 21 and this why their premium payments are much higher.
There really isn't a way of dropping payments when it comes to brand new drivers, you just have to shop around from one company to another and hope you discover a good quality deal.
3 - If you have been in a few accidents then you may be paying more then other. In fact you probably are. The one way to fix this is to go to a new insurance provider, one that offers accident forgiveness.
4 -- So you have a high performance automobile? Good for you but you are paying a bunch for auto coverage. If you want cheaper coverage you need to get rid of the gaudy car, sorry!
As I said there are tons of factors that cause coverage prices to change, they go up, they go down. The only way to really make sure you have a fair plan is to look around. Get a couple online quotes and see what you can discovery. Good luck. - 23211
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posted by X - Men @ 7:36 AM
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