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Sunday, January 3, 2010

Auto Accidents Happen-Here's What To Do If You're Involved

By Vic Shallow

Many times when a person is involved in an accident emotions can run very high and it's easy to forget to follow the proper procedures. If you drive car on a regular basis the odds are pretty good that at some point you'll be involved in an accident. When the time comes, following a few simple steps can help to keep the accident scene as safe as possible, and will help to ensure that the at fault party assumes responsibility. Take a few minutes to write down the following steps and keep the information in your glove compartment.

* The first thing to do if you're involved in an accident is to stop your vehicle and pull off the road if possible.

* Check to see if anyone is hurt. If so call 911.

* Beware of anyone who doesn't want the police involved. Call the police and report the accident. Call the police!

* If the vehicles can't be driven or moved to the side of the road put out flares or cones to redirect traffic around the accident.

* Once the accident scene is safe exchange information including , name, address, and phone numbers of all drivers and witnesses. Driver's license numbers and license plate numbers. Insurance company info. Year, make, and model of vehicles involved.

* Make some notes about the accident including exact time and location, weather and road conditions.

* Ask witnesses to write a short statement of what they saw.

* Don't discuss what happened with anyone but the police.

Give the police your full cooperation when they arrive. Get the officer's badge number and ask for a copy of the accident report.

* Call your insurance company and report the accident as soon as possible.

Being involved in an accident can be a frightening experience. Knowing what to do beforehand can help make a bad situation a little easier to deal with. Reviewing your auto insurance policy to make sure you have the right coverage is always a good idea. - 23211

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