Teen Car Insurance 101
Are you starting to think about insurance options for your young driver, and are you feeling concerned about the high cost of teen car insurance? Is the mountain of college expenditures around the corner making you think that teenage auto insurance is not even an option?
This article contains several key points for parents to consider when weighing the options available today in the teen auto insurance market.
Do not forget that used cars are almost always less costly than brand new vehicles when it comes auto insurance. Locating a high quality, previously owned vehicle will obviously lower your initial up front purchasing costs, but it will also mean a savings in insurance expenses, too. Head out with your teenager to a good, reliable used vehicle dealer and look at the most gas efficient autos available.
Sports cars will grab the attention of any teen driver, but be warned: these cars are not as safe and they are also very expensive to insure, particularly for a teen driver who is already subject to higher premiums. The costs of these autos, both financially and in terms of safety, are simply not worth it.
Remember to enroll your teen in driver's education courses. These classes will teach valuable lifetime lessons on safe driving and avoiding crashes. They will also mean lower costs on auto insurance premiums.
Keep it in the family. Family plans will almost always make more sense financially for your teen driver than going out and getting a separate plan. The insurance companies will reward you for the extra business they are getting from you, and it will mean more money in your pocket.
High grades can pay. Believe it or not, if your child does well in school, insurance companies will reward him or her with discounts as incentives for the good grades. This means the student should be keeping a grade point average of "B" or above each semester.
There are numerous methods for getting some decent deals on teen car insurance. And always remember, the most important thing is safety first. - 23211
This article contains several key points for parents to consider when weighing the options available today in the teen auto insurance market.
Do not forget that used cars are almost always less costly than brand new vehicles when it comes auto insurance. Locating a high quality, previously owned vehicle will obviously lower your initial up front purchasing costs, but it will also mean a savings in insurance expenses, too. Head out with your teenager to a good, reliable used vehicle dealer and look at the most gas efficient autos available.
Sports cars will grab the attention of any teen driver, but be warned: these cars are not as safe and they are also very expensive to insure, particularly for a teen driver who is already subject to higher premiums. The costs of these autos, both financially and in terms of safety, are simply not worth it.
Remember to enroll your teen in driver's education courses. These classes will teach valuable lifetime lessons on safe driving and avoiding crashes. They will also mean lower costs on auto insurance premiums.
Keep it in the family. Family plans will almost always make more sense financially for your teen driver than going out and getting a separate plan. The insurance companies will reward you for the extra business they are getting from you, and it will mean more money in your pocket.
High grades can pay. Believe it or not, if your child does well in school, insurance companies will reward him or her with discounts as incentives for the good grades. This means the student should be keeping a grade point average of "B" or above each semester.
There are numerous methods for getting some decent deals on teen car insurance. And always remember, the most important thing is safety first. - 23211
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The Car Insurance Discounts Guide was established to help people learn about car insurance discounts.
posted by X - Men @ 2:28 AM
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