Fact or Fiction- Day Trading Stock Robot

By Corey Huff

Did you know we could have an advantage in the current market? The markets are down 40% from the highs just months ago. We are facing financial turmoil, which is a recession and/or could be the best buying season in history.

The market has been seen as extremely volatile. Stock investors to see this as a perfect way to watch your portfolio shrink to fast to bear; also its a time to watch your portfolio explode with significant gains. I have been a witness to gains of 200-300% in very short time!!

In the past history has told us many things about recession and based on the trend of history I like to keep a keen eye on. With each major downturn in the market there is always a rebound, and this rebound first show up in the penny stocks. Penny stocks are known for a turnaround before the entire market.

How do I find the best penny stocks to buy? This is a huge question to ask. Penny stocks have gained a potential to capture a huge return in your investment.

During trouble times like today, you need any advantage you can get. As I took advantage of the greatest penny stocks I came across an interesting robot named MARL. You may be concerned with such technology, but I have seen gains from using this robot software.

When choosing a good trading robot, it should have a unique blend of programming software combined with detailed instructions to evaluate data. When thousands of fields of data (public traded stock companies) are imputed the trading robot will create data in relation to specific algorithm. The robot MARL has proven to be such a high and valuable robot. The results have been a jump of 353% in only two days, while the other made a four-day profit of around 50%. MARL has made him self public and with two live stock picks.

It is not likely that just anyone can use MARL to its full potential. Just like any good team is nothing without a great coach, a day trading robot is nothing without a winning formula. This formula is the specific parameters that the software will read stock data. These formulas are closely guided secrets and extremely valuable.

The robot MARL is known as one of the greatest achievements in software programming. Behind Wall Street are some of the utmost minds that have given us the opportunity to use MARL like in prior years. A Mr. James Kelly is releasing stock picks in the form of a newsletter called, Day Trading Robot - 23211

About the Author:

Corey Huff has been intrested by the stock trading software industry. He has researched a particular stock trading robot called the daytradingrobot.com. You can find more information on Corey's research at TradingRobotReview.com

Check This Out Before Looking Into Long Term Care Insurance

By Terry Klass

A long-term care insurance quote is based upon many factors. You will want know these factors and this article will give you six key points to explain some of those factors. When you receive an ltci quote, it is going to be contingent upon what you want out of the policy regarding benefits levels and where you are in your life age-wise. Using the information in this article will allow you to be a smart consumer.

Looking at long term care insurance quotes, what you want your policy to include and when you receive your policy will cause changes in the quotes you will receive. This article will give you more information about what companies you should look for among other factors.

When you are thinking about long-term care, you need to think about what types of benefits you will want. You can receive in-home service, nursing home care, or community based services to give you an idea.

One factor in the cost of your policy is your age. Getting your policy at a younger age allows the premium to be lower.

You will want to look at different types of companies. Your employer may be able to offer this type of insurance or you may want to look at individual companies.

You can choose different policies with different benefits. Some policies pay a maximum for either a daily, weekly, or monthly amount or others pay up to a certain dollar amount.

You have the option to choose when you are able to start using benefits and this will cause a change in your insurance quote. Daily benefits level is something to think over. If you want higher daily benefits limits, this will cause you to pay more for your ltci.

A long term care insurance quote is something you will want to really understand because it will take more money to take care of yourself when you are older. Putting your thoughts and the information out there to be discussed and thought about will allow you to truly pick the best policy for you. - 23211

About the Author:

Before you go out and buy a policy go to Long Term Care Insurance Quote, ask questions and request a long term care insurance. We represent 20 of the top LTCi providers. This gives you tremendous options.

Simplifying Long Term Care

By Terry Stanfield

What is Long-Term Care? When people consider the subject of long-term care, they often think about nursing homes. In fact, long-term care has little to do with nursing homes. Understanding the difference can help you protect your family and finances.

The Consequences of Living Longer

Long-term care is a continuum of care services and housing that you will need later in life. Think you won't live a long life? Think back 25 years ago. If you had cancer or a stroke, you simply died. Few ever heard of Alzheimer's. Today, it is the leading cause for long-term care services. The longer you live, the more likely you are to need care. The question is not who will take care of you, because your family will most often, but rather what will that care do to your family and finances.

Long-Term Care is Usually Custodial Care

Long-term care is defined as needing assistance with your activities of daily living (toileting, bathing, dressing, eating, transferring from one point to another, and continence). It also includes cognitive impairment so severe that the individual needs constant supervision. If you need custodial care, chances are it will be delivered in the community, not in a nursing home. Many of you have heard compelling statistics from The New England Journal of Medicine stating that 43% of those over age 65 will need nursing home care. What the article actually said is that that number may spend some time in a facility. The fact is, few end their days in one. Every study conducted finds that care is overwhelmingly provided at home. The key question, of course, is who is going to pay for it? Who Covers the Cost?

Medicare & VA

Medicare, the primary health care program for retirees pays only for skilled or rehabilitative care, not custodial care in any venue. Medicaid, a federal and state program for financially needy individuals will pay for custodial care, but primarily in nursing homes. Funding for home care and assisted living is very limited and based on availability of funds. Veterans believe that the VA will pay for home care, adult day care, or assisted living. As with Medicaid, funding is limited and generally based on service-related disability. In fact, the federal government has as much said this to veterans by encouraging them to purchase long-term care insurance through the new Federal Long-Term Care Insurance program. The result is that consumers are forced to pay privately for their care. Unfortunately, the best thought-out retirement plan rarely takes into consideration living a long life. Put another way, those assets and income have been allocated to pay for retirement, not for the consequences of living a long life. This results in the need to invade principal and divert income. As a result, one of a seniors' greatest fear, outliving their assets, literally may come true.

The Role of Long-Term Care Insurance

The use of long-term care insurance thus becomes an important part of planning for disability caused by living a long life. The product has two roles: helping keep families together and allowing your retirement portfolio to execute for the purpose for which it was intended, namely retirement. From a family perspective, who will provide your care? Like it or not, children will play a key role. Long-term care insurance (LTCI) doesn't replace the need for family involvement in providing care but rather builds on it. It pays professionals to assist the person with the toughest tasks such as toileting, bathing, feeding and continence. This, in turn, allows the family to provide care better and longer at home. That leads to a critical question: have YOU planned for the consequences of living a long life? From a financial point of view, LTCI allows your retirement plan to stay intact. That is particularly important given the recent steep decline in portfolio value. The product, in effect, protects the balance of your account value. LTCI also protects income. Although you may qualify for Medicaid to pay for nursing home costs by transferring assets, your income (pension, social security, IRA and or 401k payout) cannot be protected. When buying this insurance, look for a long-term care specialist. Consider their training, educational credentials, and commitment to help solve your long-term care needs. The key is whether they talk first about a plan or a product. If they are interested in the plan, you are dealing with a professional. If they focus first on product and price, consider getting another opinion. - 23211

About the Author:

Before you go out and buy a policy go to Long Term Care Insurance Quote, ask questions and request a long term care insurance. We represent 20 of the top LTCi providers. This gives you tremendous options.

Steps To Low Cost Colorado Springs Health Insurance Rate

By Chimezirim Odimba

What can a person do to enjoy affordable health insurance? A number of suggestions for cutting down your rates do compromise the quality of coverage you get and are, therefore, NOT smart. However, you can pay much less for better coverage if you know the things that matter and take necessary precautions. I'll explain how...

If you participate in high risk or dangerous sports you'll attract high rates. If you really want to reduce your premium then switch to non-life-threatening sports.

Ask your agent personally about all the discounts available to you with your present insurance provider. There is a possibility that your agent might have overlooked a discount you're eligible for. The only way to be sure it's false in your case is by asking your agent to list out every discount that your preferred insurance carrier gives. Do not be shocked if you discover one or two that you've not heard of.

Professions that are considered hazardous find it difficult to attract cheap Colorado health insurancerates. You'll pay more affordable rates if you leave a hazardous line of duty for a safe one. If your work exposes you to toxic substances, for instance, your rates will be much higher than that given to a comparable profile who maybe works as a cashier in a bank.

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) insurance is a good choice for affordable coverage if you have a pre-existing illness that makes traditional individual health insurance difficult or too expensive.

A healthy routine will attract lower rates. For instance, your rate will be lower with time if you avoid junk food. Removing fats, cholesterol and high carb from your diet will make it easier for you to maintain the right weight, live a healthier life and, as a result, get cheaper health insurance (Colorado Springs) rates.

Beside your diet, your commitment to daily exercise will help you live a healthier life and likewise get you more affordable rates. - 23211

About the Author:

Get more tips at health insurance Colorado Springs. Chimezirim Odimba helps people get sufficient insurance coverage at low rates.

Ways To Cheap Colorado Springs Home Owners Insurance Rate

By Chimezirim Odimba

It is easy to find very cheap quotes and pay far less for sufficient coverage once you discover what to do. This article will show you things you can do to affordable Colorado Springs home owner insurance rates without compromising the level of coverage you get...

1. Yearly premium payments will save you a lot when compared to monthly payments. This is because posting twelve bills by mail each month costs your insurer a lot.

If you add to the fact that each check you give is considered a transaction by their bankers, you will see that they still spend extra on transaction fees for each check you pay in. They pay transaction charges 12 times instead of once yearly for monthly payments. And as with every other thing, it's you the client or policy holder who will be responsible for that cost.

You will make reasonable savings if you begin to pay annually. The actual amount you could save might differ but expect to save up to a month's premium worth with most insurers if you choose this option.

2. You will pay less if you've got motion-sensitive lighting in your home. Burglars generally don't like to operate in any place they could be easily seen or caught. Your Colorado Springs home owners insurance rate will be reduced once you've reduced your home's risk of burglary through such lighting.

3. Your building material can save you a great deal in home insurance. Frame houses are more resistant to earthquakes while brick houses are more resistant to high winds. This means that those who live in the East will make huge savings if they buy a frame house. But if you live in the West, a frame home will save you a lot more. Building with the right material for your state will save you a minimum of 5%.

4. If you fix a sprinkler you'll be eligible for a discount. Sprinklers are very helpful in putting off fires and therefore reduces fire damage. It is quite costly so you'll do well to ask your agent what you will save if you have this installed.

5. Don't insure your home along with the land it is standing on as this is more expensive but needless. Folks do this without knowing. You have made same mistake if you insured your house for the cost you purchased it without checking the cost of the land it's built on and deducting it.

For those who've ignorantly done this, meet with your agent and go through your home insurance coverage again. Subtract the land's value and use only the cost of your home and its contents.

This means you'll get a more affordable home owners insurance rate. Since insurance is for things that can be lost or damaged, insuring the land which can neither be lost or damaged isn't a smart move.

6. Take out some time to visit at least 5 insurance quotes sites that offer quotes on home insurance policies. This will take you not more than 25 minutes. As you visit each site, make sure you give the same information. Doing otherwise will produce misleading results. When you've received your home insurance quotes, compare them to see which serves your interest best in price/value. - 23211

About the Author:

Colorado home insurance