10 Tips For Biking Beginners

By Philip Youngwood

Take Compulsory Basic Training (CBT). As the name indicates, CBT is compulsory before driving on the road. The training usually lasts between 6 and 8 hours. After this you can legally learn on the road.

Get a licence. If you dont already have one with provisional motorcycle entitlement then you need to get a D1 form along with a D750 form from any Post Office. You can also obtain this by ringing the DVLA on 0870 240 0009.

Get motorcycle insurance. You must be insured to legally ride your bike. There are various levels of motorcycle insurance cover including third party, third party fire and theft, and fully comprehensive. Its a good idea to keep your insurance documents with you when you ride.

Get a licence. If you dont already have one with provisional motorcycle entitlement then you need to get a D1 form along with a D750 form from any Post Office. You can also obtain this by ringing the DVLA on 0870 240 0009.

Practice. There are a number of pre-test training options which can help you get some valuable riding experience before your test. You could also train on the Enhanced Rider Scheme (ERS) which may make you eligible for insurance discounts.

Read the Highway Code. This is the official, Government released guide on how to use roads properly to help reduce accidents and make UK roads a safer place. There is a specific motorbike version which makes important reading.

Pass the Practical motorbike Test. There are two components to the practical; module 1 and module 2. Module 1 takes around 20 minutes and you must pass this to go onto module 2, which takes around 1 hour. The test consists of eye tests, road safety questions and road riding skill testing such as stops and hill starts.

Pass the Practical Test. There are two components to the practical; module 1 and module 2. Module 1 takes around 20 minutes and you must pass this to go onto module 2, which takes around 1 hour. The test consists of eye tests, road safety questions and road riding skill testing such as stops and hill starts.

Get your licence. You will now be qualified to ride your motorcycle, so rip up those L plates and celebrate!

Ride safely and enjoy your motorcycle! - 23211

About the Author:

bike insurance is essential and is a legal requirement. Ensure that your bike is fully insured prior to hitting the road.

Forex Slippage

By Ahmad Hassam

You should know the problem of slippage and how to avoid it if you want to successfully trade the news. Slippage occurs when the price you intend to enter or exit the market is different from your actual transacted price. Currency prices tend to move very fast during highly volatile market conditions. The risk of slippage is usually very high when trading the news.

Placing stop loss or market entry orders under fast moving market conditions do not guarantee anything. These orders do get filled but mostly at different prices than you had intended. Slippage is the biggest problem when the market moves fast. There is no way you can avoid it. Some of it is genuine. During times when too many orders are placed by the traders, most forex brokers cannot offset these orders in the interbank market due to the small amounts involved. They have to take the opposite positions themselves. This gives them the chance to take the excuse of slippage.

Sometimes, these entry orders may even get filled past your stop loss or profit target. This means that you would be left with immediate net loss. Many market makers will wait till after the big move is over. Then they will fill your entry order.

Many brokers will fill your stop loss or take profit before filling your entry order with wide slippage. It is a trick that many forex brokers use in order to make profit by filling your position with a negative spread.

Lets take an example. Suppose you have placed your long entry stop for EUR/USD at 1.2564. Your profit limit is 1.2594. The forex broker may first fill your take profit at 1.2594 and then fill your long entry stop at 1.2604 with a 40 pips slippage.

Even though your trade would have resulted in a profit if filled at the prices you wanted. But now you have a net realized loss. The forex broker may also fill your stop loss order first if the trade goes against you. Then fill your entry order with slippage after that so as to widen their profits.

Suppose, you had set your long entry stop at 1.2564 and your stop loss at 1.2544. The broker could first fill your stop loss at 1.2544 then fill your long entry stop at 1.2594 with a slippage of 30 pips. So instead of planned 20 pips loss, you now have a net loss of 50 pips due to slippage.

The more you stand to lose and the more the forex broker stands to make a profit, the larger the slippage you experience. You should know as an individual trader that during news when the market moves fast, your orders will be kept pending till you get stopped out or your profit limit is reached. Some forex brokers add slippage to any of your orders to increase their profits.

Many traders readily accept the risk of slippage as one of the realities of trading the news. However, they should know that slippage can eat up a huge chunk of profits and in the end affect their overall profit/loss. You can overcome the problem of slippage through the use of stop-limit entry order. More on it in the next article! - 23211

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading stocks and currencies. Know These Forex Broker Games. Learn Forex Trading!

Blue Chip Stocks Are A Great Option

By Michael Swanson

With all the bad things going on in the stock market these days, it's nice to at least know you can get something at a good price. This is especially true of blue chip stocks. Best of all, the companies that own these will typically pay you dividends even in an economy like this, so they're a good bet.

These stocks are steady because the companies behind them are too. In good times and bad, they manage to bring in reasonable profits and have a trustworthy portfolio along with stock prices that stay steady over time. With the fluctuation in the rest of the market, these options seem like a better one all the time.

You should be looking into the possibilities offered by getting involved with major companies. And you should do this soon. While most places will get back on track once recovery begins, these will surge. To get in on the benefits, you want to be sure you're ready well ahead of time.

One thing a lot of people aren't sure of is just where these stocks got their name. In fact, it comes from gambling. A blue chip is the most profitable type you can have, and so it makes sense that it would be applied here. You can make a lot of money just like if you were to hit the jackpot in slots.

Even if you don't have a lot of money, you should at least be able to buy some things what with the prices things are at these days. You'll probably even be able to get several, and then simply sit on them, waiting for the day they'll pay for themselves and totally make up for what you had to spend.

One thing you will need to succeed is knowledge of the language and other aspects of this business. The more you have, the more you'll be able to get ahead. When you become familiar with everything you'll feel like an expert and making lots of money will be easier than ever. - 23211

About the Author:

For more articles from Mike Swanson sign up to his stock trading strategy guide and weekly newsletter.

Finding the Right Burial Life Insurance

By Michael Cobbs

It is inevitable that at some time in the near future you will have to start thinking about burial life insurance. Death is a certainty for everyone and it makes sense to leave appropriate funding behind so that funeral costs and other debts are cleared. This will bring a sense of peace and happiness so you can live out the rest of your days with less stress in your life. These kinds of policies are specifically designed so that your funeral and other expenses are catered for.

The type of burial life insurance you can have differs and so it is important to know what you want before you start any kind of policy. There are vital differences between the policies you can purchase and there may be some stipulations that you have to follow. Read on to find out more information about the various types of burial life insurance that you can have.

It is a common misconception that they only type of burial insurance you can get is to specifically cover funeral costs for things such as graveside services - and nothing else. There are others, but you can indeed purchase this type of policy which is called a "Pre-Need Insurance Plan". It will solely only pay for costs associated with your funeral and cannot be used for payments towards anything else. This plan is widely available from funeral homes and the beneficiary can only be a specified funeral home. This way they can ensure that the funds are used for the purpose of the policy. A funeral director can meet with you to arrange the requirements for the actual day and so set your mind at ease. It is recommended that you carefully scan the documents that you are given; it is important to confirm that there will not be any further costs in the instance of your death. The main benefit of this type of plan is that you know that all of the necessary arrangements are in place; friends and relatives can spend the day concentrating on saying goodbye to you.

The policies that are known as Burial Insurance and Final Expense Insurance are actually the same product. These policies differ from the Pre-Needs Insurance in that they offer funds to pay for the funeral itself and to pay any outstanding dues. With these products it is up to you who you decide is the beneficiary; it does not have to be a funeral home, unless that is what you want. You can discuss how the funds will be used with you beneficiary to ensure that the funeral and other debts are paid after you have gone. Insurance companies and agents who specialize in these types of burial life insurance can be found and policies purchased on the internet.

Insurance with No Physical Required is the final type of policy you can opt for. Generally this policy type is chosen by those people who fall in the 50 to 80 age bracket and are in reasonable good health. As well as choosing to use the funds for memorial services, graveside services or traditional farewells, the money can also be used for other things such as legal expenses. It is possible to use the money to pay off debts and settle large medical invoices too.

If you have no current medical condition, then you may be offered a simplified policy, which is one of the sub-options of the Insurance with No Physical Required policy. It is usually the case that policyholders will not be required to undergo a physical examination or have to answer questions relating to their health. The regular payment you make for a simplified policy is very minimal and the funds that you beneficiary will receive will be paid out swiftly and promptly upon your death.

If you do not qualify for a simplified policy because you have a current medical condition, then it is possible to have the alternative. Known as a guaranteed policy, the insurer usually requests that a waiting time is implemented before any payments are made. Generally this period is two to three years. If you should die within this timescale then the premiums that you have paid will be returned. Once the waiting period is over, your death will be paid out in full to the beneficiary.

Investing in any of these kinds of burial life insurance is a sensible practice. Not only will it give you peace of mind, it will prevent relatives from having to pay for traditional funerals and graveside services out of their own pockets. You will find a host of agents and companies, as well as funeral homes that can offer you these different kinds of burial policies, either online or in person. - 23211

About the Author:

FuneralInsuranceCost.com has the answers to all the questions that you were afraid to ask about final expense life insurance! To make sure that you won't settle for anything less than the full story on death insurance, check out the site right away !

Cheap Home Insurance Advice For Empty Nesters

By Peter Youngwood

When your children fly the nest it can leave you saddened or exhilarated. Your life, as you know it, will change considerably. Whilst understandably this period brings mixed emotions, it may also bring new benefits.

Change in circumstances will probably alter your personal insurance needs, including home insurance. Here, we take a closer look at how your needs may change:

Discounts - If your kids are away at university you may be eligible for a student discount on your home insurance. On the other hand, you may be entitled to some senior discounts, and it is always worth checking what is available in your circumstances.

You may need less cover - If your children have taken their possessions (such as laptops of televisions) with them when they left, you may need less cover than you did previously. You can switch to a policy that better suits your needs and save some money in the process. Review your insurance policy today and see if you could be eligible for a cheaper policy.

You may need extra cover - Studies by Datamonitor established that so-called 'early empty nesters' have more disposable income than previous generations and are able to treat themselves to more luxuries and home renovations. Empty nesters in these conditions may therefore require and extra level home contents cover.

Downsizing - If you are downsizing from a large family home to one which better suits your scaled-back lifestyle, your home and buildings insurance needs will undoubtedly change. Re-assess your policy to ensure you are not paying more than you should be.

You might require more cover - Research by Datamonitor found that so-called 'early empty nesters' have more disposable income than previously and are able to treat themselves to more luxuries and home improvements. Empty nesters in these circumstances may therefore require and extra level home contents cover to take into account their new belongings. - 23211

About the Author:

https://www.hastingsdirect.com/home-insurance/