Visit USA Visitor Health Insurance Policies
Visit USA Insurance plans are ideally suited for those individuals who are visitors or tourists to the US as the name suggests. This visitor insurance policy provides coverage for various important travel risks or emergencies that could arise during an overseas trip.
Some of the important coverage offered by the policy includes emergency medical evacuation, illness, accidents and emergency assistance that may be required in a foreign land. In addition, dismemberment coverage and accidental death benefits are also included in the visitor insurance policy benefits. The visit usa visitor medical insurance also covers any incidental travel that may arise during the stay to Canada or Mexico or US territories for a maximum period of 2 weeks (14 days).
The Visit USA visitor medical insurance policy are eligible for new immigrants, and J1 and J2 exchange visa holders who travel to the US for studies, pleasure or business purposes.
The Visit USA visitor medical insurance plans are generally valid for a year and the coverage offered is quite beneficial at very nominal premiums. However, it is important to note that the Visit USA visitor health insurance plan cannot be renewed once purchased. To continue coverage beyond the original expiration date, the policy can be rewritten or repurchased for a fresh period during which you would require coverage.
The visit usa insurance plan can be cancelled only before the effective start date by submitting a written request. A small fee is charged for cancellation. However, the individual cannot claim for any refunds after the plan starts. Claims for this policy can be made on the basis of per-accident or per-illness when the visitor insurance plan is valid.
Direct claims settlement facility is possible in case the insured gets treated via the PPO network associated with the Visit USA medical insurance plan. The hospital (under its discretion) can send the bills directly to the visitor insurance provider for the payment of medical expenses.
Every insured should necessarily go through the pre-existing conditions and the exclusions sections of the document to gather information about those instances or conditions when they would not be reimbursed for their claims.
In case the visitors want to avail coverage for any hazardous activities during the trip, they should opt for this benefit as this is optional and excluded normally from the general Visit USA visitor insurance plan. Similarly, applicants can optionally choose basic accidental death benefit as a part of the coverage. - 23211
Some of the important coverage offered by the policy includes emergency medical evacuation, illness, accidents and emergency assistance that may be required in a foreign land. In addition, dismemberment coverage and accidental death benefits are also included in the visitor insurance policy benefits. The visit usa visitor medical insurance also covers any incidental travel that may arise during the stay to Canada or Mexico or US territories for a maximum period of 2 weeks (14 days).
The Visit USA visitor medical insurance policy are eligible for new immigrants, and J1 and J2 exchange visa holders who travel to the US for studies, pleasure or business purposes.
The Visit USA visitor medical insurance plans are generally valid for a year and the coverage offered is quite beneficial at very nominal premiums. However, it is important to note that the Visit USA visitor health insurance plan cannot be renewed once purchased. To continue coverage beyond the original expiration date, the policy can be rewritten or repurchased for a fresh period during which you would require coverage.
The visit usa insurance plan can be cancelled only before the effective start date by submitting a written request. A small fee is charged for cancellation. However, the individual cannot claim for any refunds after the plan starts. Claims for this policy can be made on the basis of per-accident or per-illness when the visitor insurance plan is valid.
Direct claims settlement facility is possible in case the insured gets treated via the PPO network associated with the Visit USA medical insurance plan. The hospital (under its discretion) can send the bills directly to the visitor insurance provider for the payment of medical expenses.
Every insured should necessarily go through the pre-existing conditions and the exclusions sections of the document to gather information about those instances or conditions when they would not be reimbursed for their claims.
In case the visitors want to avail coverage for any hazardous activities during the trip, they should opt for this benefit as this is optional and excluded normally from the general Visit USA visitor insurance plan. Similarly, applicants can optionally choose basic accidental death benefit as a part of the coverage. - 23211