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Saturday, June 20, 2009

Share Builder At A Glance

By Anne Durrell

You better check out share builder for yourself if you are currently interesting in starting selling and buying online stocks.

This website offers a different way to buy stocks that will appeal to a lot of investors because it is simple and it makes sense.

Compare with a traditional broker, the share builder is easier and much cheaper, and they offer investors a different way than most online stock brokers.

You don't have to buy a minimum number of shares at share builder; they offer stock trades of any publicly traded company for only $4 for any dollar amount you want to buy.

Another great thing with this share builder, you can start off at any level you feel good with as they don't require you a minimum investment to start.

With share builder you can start investing right away; while with most sties they will require you to put a minimum amount of money when you establish an account, which means you have to spend more money before you really invest.

Your fee will be much lower percentage of the overall cost with share builder if you are willing to buy larger amount directly since no matter how much stocks you buy, they will charge you $4 for one time transaction.

The $4 fee applies to each different stock not to the total purchase. So it makes sense to consolidate your purchases of the same stock together.

In other words, it would be much cheaper if you buy $100 worth of one stock each week than buying $25 each of 4 different stocks each week for a month.

You would pay $4 a week in fees instead of $16 which would mean you would have $48 more invested by the end of the month. So if you are looking for something different, give share builder a try! - 23211

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A Review Of Stock Assault

By Mark Hansen

Stock Assault, a automated program that picks stocks to invest in, is met with much criticism and hesitation primarily because people advertise it as a money making machine. Let me highlight the part that says you could turn your $500 into $65,000 by the end of the year and that just sounds too good to be true, so it must not be true.

There is a lot of biased publicity about Stock Assault, but this article will delve on exactly what the program is all about and what it is not.

Stock Assault is a program that you keep continuously running on your personal computer. The application collects circulating information about the stock market. It tries to grasp what traders are talking about and any evident trends. If it senses that traders are talking about buying or are currently purchasing particular stocks, Stock Assault will take that into account and include it into the assessment of that stock.

This program charts and compares values of stocks at exceptional speed. Once done, the program will give you its stock picks as well as exit signals once it assesses that the stock price will suddenly plummet.

Because of the very scientific approach that Stock Assault has, it is undisputed that the idea was conceived by professional stock market traders who have years of experience under their belt. But just because it wasnt made by budding amateurs does not mean that the program will not have its weaknesses. It is still a program which is not capable of giving out right on decisions when it comes to trading.

Although Stock Assault gives out really close predictions of the market conditions, it usually gives out these endorsements prematurely. If you are looking for a program that will do everything for you without any risk of error, then you will be disappointed. You need to do your own little research as well just so that you can verify the programs picks.

Having a software like Stock Assault make out logical choices for you is a net benefit at the end of the day. - 23211

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Benefits of Tourist Health Insurance Policy

By Ray Sondeo

In case you are planning a trip overseas, in addition to your normal checklist of travel items which may include luggage, currency and passport, you need to also arrange for a suitable tourist insurance plan in order to protect yourself from the travel risks and ensure a safe and worry free trip.

If at any point during your travel preparations, you end up thinking that you are just wasting your money paying for the premium. Wake up! visitors health insurance benefits of your policy will provide you with the peace of mind that you need for your travel.

There are many unexpected events that are possible which could really put you into stressful situations. Imagine the medical expenses you need to bear in case you suddenly fall seriously ill. In addition to hospitalization expenses, you would receive a hefty bill for doctor consultation and also the medical procedures carried out for diagnosis. Another common risk is baggage loss which would really give you a lot of trauma, especially in a foreign country. You may have to suddenly advance the date of your return journey due to some personal emergency. These kinds of unforeseen circumstances are covered by the tourist insurance plan which relieves you of the unmanageable financial stress you may have to go through in case you are not covered.

The benefits that you can avail from the tourist insurance plans depend on the policy type you opt for. Most of the insurance coverage options include prescription drugs, hospitalization, emergency evacuation, surgery, doctor consultation fees and medical procedures.

The other optional benefits include repatriation of remains back to the homeland in case of death due to accidents during the trip. Most of the insurance policies allow you to include the benefits for your appointed beneficiary depending on the policy you opt for.

Tourist insurance is the answer for ensuring a safe and secured trip during each trip. You can choose from the different kinds of plans and coverage options that would be beneficial to you. While fixed policies offer limited coverage, comprehensive plans cover wider range of risks and reimburses a percentage of the actual cost.

You may encounter various challenging circumstances while you travel abroad. The most common and dangerous risk is illness and the expensive expenses that you may incur due to doctor consultation, hospitalization or medical procedures. If you are covered by a proper visitor health insurance plan, it would relieve you of the mental trauma to bear these expenses right from your pocket, especially since you may have limited finances with you while you go outside the country. Be prepared and plan well for your overseas trip. Do not ignore availing of insurance coverage thinking you may save a few dollars. The risk associated with it is much more expensive than the actual premium costs. - 23211

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Buying Insurance From An Insurance Supermarket

By Clayton Alexssi

In this day and age shopping for insurance can be complicated. There are so many different companies, as well as an insurance supermarket. It can be hard to decide which company to go with. When you are choosing an insurance company there are many things that you should take into consideration. The first thing that you need to think about is price. You need to think about the deductible as well as the type of coverage that you need.

You want to take the cost of the insurance into consideration. You don't want to buy more insurance than you can afford; however, you don't want to find yourself in a situation later down the road where you are have to pay out a lot of money, because you didn't have enough insurance. An insurance supermarket, such as, esurance will be able to give you many quotes from several different companies. This can help save you the headache of making phone calls all day. If you like to talk to someone in person, you can call the insurance companies directly to get insurance quotes.

If you are willing to pay a higher deductible then your insurance rates will likely be lower. You should plan on having to pay your deductible. Even if you do not intend to have an accident you need to have enough to pay your deductible in your savings account in case you ever need it. If you can't afford to pay a large deductible then you may want to consider paying a higher monthly rate so that you don't have to pay that lump sum all at one time.

If someone falls on your property and breaks their arm, or if you hit someone with your car and they have to go to the hospital you will be held liable for their medical bill. It is important that you have enough insurance coverage to cover your assets as well as any medical bill that may occur if someone were to get injured. It's better to be safe than sorry!

Remember it is important that you shop around to compare rates on insurance. Make sure you check with several different insurance companies or use an insurance supermarket.

You also have the option of hiring an insurance agent. An agent can help by taking your specific needs into consideration and can create an insurance plan that is just right for you.. - 23211

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Easy Penny Stocks Tips You Can Use To Cash In!

By Sam Lockwood

Penny stocks have been around since the 19th century, and they've also been a big part of the American investment system ever since they developed. This era is actually the one that gave these stocks their names, as modern penny stocks cost far more than a penny. They average between ten cents and five dollars apiece in modern money. Why don't we take a look at some of the risks you'll encounter when dealing in penny stocks, then ways they can help you turn a profit.

Penny stocks are share offerings made to investors by companies that are just too small or new to have a listing with the major stock exchanges. They have significant growth potential, and the initial investment can be quite small, but you run the risk of encountering a pump and dump scheme. Like anything else dealing in the OTC (over the counter) market, the buyer should beware.

Choosing penny stocks in a reasonable fashion means having the business model of the company selling them independently appraised. This is like buying shares in any other company that's being publicly traded. It's important to understand the company's business model, what they're doing, who's competing with them, what they make and what products are being offered.

One of the things that makes penny stocks so appealing is the fact that most of the businesses offering them are extremely simple. One typical kind of penny stock is a mining company that profits only when the price of the material it extracts goes above a certain level. There are also some oil exploration stocks that are valued in the same way.

Penny stocks are rated as a high risk vehicle by the Securities and Exchange Commission. Some of the risks involved include incomplete or indirect reporting of finances, fraud, and limited liquidity. People playing using a day trading strategy, sudden demand on penny stocks can create wide ranging volatility, which also makes it hard to short sell them.

The reporting guidelines on penny stocks are a lot less strict than they are for stocks listed on the national exchanges. In fact, some stocks will just delist for a few days. In the investment type known as the Pink Sheets, there's almost no regulatory requirement on penny stocks, no minimum accounting standards or reporting guidelines.

Due to this lack of standardization, this kind of stock is extremely vulnerable to being manipulated and even used for fraud. People posing as independent observers will use their influence to run up penny stock prices, then they'll sell and delist the stock. This is the classic scam referred to as pump and dump.

That doesn't mean you should be scared away from these kinds of stocks completely. There are plenty of reasonable startup companies, and they need somewhere to start. If you're able to pick a winner out of them, you'll get a significant return.

If you have the ability to spot companies that have promise, your payout will be huge. Even if you lose on most of your stock picks, the single winner will be such a big gain that you'll forget about the ones that didn't work. - 23211

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