Start With The Ascending Continuation Triangle When You Learn Technical Analysis

By Chris Blanchet

One of the more important Classic Patterns in the Learn Technical Analysis Free Series is the Ascending Continuation Triangle. Unlike other Classic Patterns, this one is a little more difficult to spot as it will take its form after two trading-range highs that appear to form a resistance level are joined by a horizontal trendline and two higher lows of the same range are joined by a rising trendline (our site has a visual for this pattern, so please feel free to stop by for a visit).

For investors who want to learn technical analysis, the Ascending Continuation Triangle is an important pattern as it provides us with a Bullish trading signal. Since the pattern is normally a short-term pattern that takes shape over one to three months, investors are able to quickly lock in gains and reverse their position without much loss.

For investors who are just starting to learn technical analysis, remaining patient as the pattern takes shape is often more difficult than spotting the pattern itself. To confirm the pattern, here are a few things one should look for.

Volume

This is by far way more important than any other fact. As the price swings back and forth during its rallies, volume should diminish. When the pattern is confirmed, volume should spike (or be above the average while the pattern took shape). Alternately, if there is no spike at breakout, then it is more likely that this pattern is less reliable.

200-day Moving Average

When prices are close to or touch the 200-day moving average, the pattern is considered to have greater reliability.

Duration

Duration is also an important consideration. Many people who are just starting to learn technical analysis will forget this. Ideally, the break-out should occur long before the pattern reaches the right tip of the triangle. In fact, investors should expect break-out to occur roughly three-quarters to two-thirds of the way along that upper line.

In terms of explaining, in fundamental terms, how the Ascending Continuation Pattern evolves, consider a large institutional investor who wants to unload a large quantity of stock at a certain price. The order is placed. Once that price is reached, buyers will draw on the large supply and consequently, for other sellers to fill their orders, the price will need to drop. This will create a resistance line. However, once that large supply of stock is exhausted, the price will continue to climb as it normally would, providing the breakout that investors who want to learn technical analysis are waiting to see. - 23211

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For investors who want to learn technical analysis free and receive two free stock picks every week that exemplify the signals discussed in the Series, visit Online Trader Today.com.

Business Liability Insurance - The Cornerstone Of Business Protection

By Caressa Waechter

Business liability insurance is important in protecting not only your business but your personal finances as well. Whether your business has a thousand employees, or you are the sole operator, you will need this protection. None of us expect to see someone become injured as a result of the operation of our business. It must however be anticipated is a possibility.

Unexpected situations occur all the time, this is why they are called accidents. Without this important liability insurance, an accident could very well leave the business owner personally responsible for any damages. This could mean not only the loss of your business, but possibly your home, or any of your other assets.

Imagine something as simple as having a customer spill a small amount of liquid on the floor of your store. Perhaps the customer doesn't realize that they have spilled, or are unaware of how serious a situation can be created by this. The customer leaves the store without telling you that the floor is wet. The next customer comes into the store not knowing that there is a wet spot, walks straight across it, slips, falls, and cannot get up. Because it is their floor, the store is responsible. Without business liability insurance, the stores also is financially responsible.

We all know that in this day and age every medical procedure is very costly. Without insurance, could have become a sizable loss for the restaurant.

Both people who offer private services, and those operating large corporations, will certainly need to carry business liability insurance. Without it, most of these businesses would not last for very long.

Before you are either considering opening a business, or already have one, be certain to obtain proper business liability insurance. - 23211

About the Author:

Every company needs some form of business liability insurance to protect itself from the risks faced every day. With general liability business insurance, you have protection against most common legal liabilities.

Small Business Insurance - The Basics

By Caressa Waechter

Is your company covered in the case of a fire in your office? What if an employee is badly injured while at work? There are some types of small business insurance you should definitely make sure that you have.

Do you know anybody that doesn't have coverage against fires or robberies in their own home? Why run the same risks in your business? The purpose of insurance is to risk money you can afford to cover the event of something that you can't afford. Most anyone would gladly pay the monthly fees for coverage against incidents than to have to clean up the mess later. Find a reputable insurance agent, and they will most likely be able to meet all of your needs.

You should check first on available property coverage. This will protect your building if you own it. If not, your landlord will have the policy. Also able to be added to the structure policy is personal furniture, equipment, software, etc. In short, most anything you own can be covered. If you live in an area prone to either floods or earthquake, that can also be factored in. Liability policies will protect you from damages and lawsuits coming from fires caused by negligence. It also covers things like malpractice suits and general injuries.

You will also need certain types of insurance geared towards your employees. If you have people working for you, worker's compensation is required by law. This is as much for your protection as theirs. It will cover any medical bills if an employee is hurt on the job. Having good health insurance available is priceless in attracting good people to work for you. This is because it's normally so difficult to find coverage outside work.

There are definitely many types of risks to small businesses. Fortunately, there is small business insurance to help offset this fact. Find a good agent and get some coverage! - 23211

About the Author:

One important type of business insurance is business car insurance. Otherwise knows as commercial vehicle insurance, this coverage protects the vehicles you use for your business.

Life Insurance Briefly Explained

By Rodney Daniel Bolton

The term Life Insurance refers to an agreement between an insurance provider and the policy holder whereby the policy holder pays a certain amount of money at regular intervals and the insurance provider agrees to pay out an agreed sum of money to the policy holders dependents (usually family) upon the death of the policy holder.

Some countries tend to have funeral costs covered in most of their life insurance policies. In the UK however the general protocol for life insurance is to just have a lump sum paid out to the family of the deceased.

Life insurance policies are legal contracts and the terms mentioned in those contracts describe the events that the insured person will be covered for. There are often circumstances of death that are not covered in a life insurance contract such as war, suicide, riot or civil commotion.

Life contracts usually come in one of two forms, either a protection policy or an investment policy. Protection policies will be fairly standard life insurance policies in that they will require a benefit to be paid to the contracts beneficiaries (usually a lump sum) in the occurrence of an event described in the contract. Investment policies however are used for the growth of capital by regular premiums (payments). Common types are variable life policies, whole life policies and universal life policies.

The term beneficiary refers to the person who will receive the lump sum upon the death of the insured person. Usually the beneficiary can be changed at any time unless an irrevocable beneficiary is appointed. In this case, the beneficiary must grant their permission regarding any changes relating to the beneficiary.

The policy holder and the insured are not necessarily the same person (although they usually are) but someone can take out a policy to cover someone else's life, for example, a wife could take out a policy on her husbands life, making her the policy holder and him the insured.

Insurance companies do however want to put restraints on who can take out policies for someone else's life. This is because if anyone can take out a policy for anyone else's life, then there is a good chance that people will start taking out policies for people who they know will die soon or worse still, people who they intend to kill. So insurance companies sought to limit the people who can take out insurance policies on someone else's life to only those who will suffer a genuine loss if the insured were to die, i.e. family members or those who can prove that they are close friends.

Life insurance is essentially, as with most insurance contracts, a contract between the insured and the provider whereby a payment is made on a regular basis to the insurance provider by the policy holder, and upon the occurrence of one of the terms described in the contract, a lump sum (or another predetermined form of proceed) is paid out to beneficiaries defined in the contract. - 23211

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For more information about life insurance quotes, visit forlifeinsurancequotes.com, an information service for life insurance

Information On Tourist Health Insurance Coverage Amount

By Ray Sondeo

Visitor insurance sites insist on purchasing a medical insurance for tourists policy once you plan for a trip abroad. To understand why so much emphasis is given for the visitor medical insurance policies, one should be aware of the approximate estimates of medical emergencies.

For example, a room charge on single day in a hospital situated in New Jersey could cost $5000. If you undergo appendectomy surgery in California and the period of hospitalization goes up to 2 days, you could incur a medical expense of $18000. An average charge of heart attack treatment costs about $20,000. In addition, the hospital charges have been increasing the last few years. Hence insurance companies are also incurring higher costs for reimbursing claims from the tourist insurance policy holder.

Hospitals face quite a few problems in getting settlement from various insurance providers. Currently, people are working towards trying to get an estimate of the hospital charges before taking a decision for undergoing a major surgery.

The victims of the inflation of medical expenses are not only the insured people of any visitor health insurance plan but also independent patients who have not availed any insurance. The bills and discharge summary given by the hospitals are sometimes complex and ambiguous and hence, they cannot be understood by many. In this situation, people end up paying huge bills right from their pockets in case they are not insured.

In a few cases, maintenance issues in the hospital may give rise to further complications for the patient undergoing treatment leading to further increase in the expenses. The inflation of the medical services is also resulting in individuals paying higher premiums as the insurance providers try to balance with the higher expenses incurred every year by the insured.

In order to not get caught in the web of these unimaginable inflation's, it is highly important to protect oneself by purchasing a tourist medical insurance plan with direct claims settlement. In addition, every person looking for a suitable visitor insurance plan should gather adequate information regarding the tourists insurance policy plan which includes terms and conditions and exclusions section.

Typically US residents have medical insurance that covers them for up to $5 million - $8 million. Tourists would be wise to get coverage of $500,000. Exclusion section of the document deals with those conditions or circumstances that the insured would not be reimbursed for. Coverage cannot be claimed for pre-existing conditions which refer to any illness, disease or abnormalities existing while the individual applies for a tourist insurance policy plan. - 23211

About the Author:

Ray Sondeo often writes about tourist insurance.